What Is Autopay In Phonepe?

Are you curious to know what is autopay in phonepe? You have come to the right place as I am going to tell you everything about autopay in phonepe in a very simple explanation. Without further discussion let’s begin to know what is autopay in phonepe?

In the fast-paced digital age, convenience has become a top priority for consumers. From ordering food to shopping online, we’re constantly seeking ways to streamline our tasks and make our lives more efficient. In the realm of financial transactions, the evolution of digital wallets and payment apps has revolutionized the way we handle our money. One such innovation is Autopay in PhonePe – a feature that’s changing the game when it comes to making payments.

What Is Autopay In Phonepe?

Autopay, as the name suggests, is an automated payment feature offered by the popular mobile payment platform, PhonePe. It empowers users to set up recurring payments for their bills, subscriptions, and other regular expenses, eliminating the need to manually make these payments each time they’re due.

Imagine a scenario where you have multiple bills and subscriptions that need to be paid every month – from utility bills like electricity and water to services like mobile postpaid plans and streaming subscriptions. Keeping track of due dates and ensuring timely payments can become quite a task. Autopay steps in to simplify this process by allowing you to set up automatic payments on PhonePe.

How Does Autopay Work?

Setting up Autopay on PhonePe is a breeze. Here’s how it works:

  1. Select a Bill/Subscription: Begin by choosing the bill or subscription you want to set up Autopay for. This could be your internet bill, mobile plan, credit card payment, or any other recurring expense.
  2. Enter Payment Details: Provide the necessary payment details, including the amount to be paid, the due date, and the frequency of the payment (monthly, quarterly, annually, etc.).
  3. Choose Payment Method: Link your preferred payment method – it could be your bank account, credit card, or the funds available in your PhonePe wallet.
  4. Authorize Autopay: Once you’ve filled in the required information, authorize the Autopay setup. PhonePe may require you to authenticate the setup through a secure method such as OTP (One-Time Password).
  5. Review and Confirm: Before finalizing the Autopay setup, review the details you’ve entered to ensure accuracy. Once you’re satisfied, confirm the setup.

Advantages Of Autopay:

  1. Time-Saving: Autopay eliminates the need to manually schedule payments every month. This saves you time and effort, allowing you to focus on other important tasks.
  2. Never Miss a Payment: With Autopay, you can say goodbye to late payment fees and service interruptions. Payments are made automatically on the scheduled dates.
  3. Convenience: Managing multiple bills and subscriptions becomes hassle-free as you can set up Autopay for each one of them. This convenience is especially beneficial for those with busy schedules.
  4. Financial Discipline: Autopay helps you maintain financial discipline by ensuring that your regular expenses are always taken care of on time.
  5. Secure Transactions: PhonePe prioritizes the security of your transactions. Autopay setups typically require multi-factor authentication, enhancing the safety of your payments.

Things To Keep In Mind:

While Autopay is undeniably convenient, it’s essential to keep a few considerations in mind:

  1. Sufficient Funds: Make sure that the linked payment method (bank account or credit card) has sufficient funds to cover the scheduled payments.
  2. Review Regularly: Even though payments are automated, it’s wise to periodically review your Autopay setups to ensure accuracy and relevance. Cancel setups for services you no longer use.
  3. Updates in Payments: If there’s a change in the amount or due date of a bill, remember to update your Autopay settings accordingly.


Autopay in PhonePe is a remarkable feature that exemplifies the fusion of technology and financial management. By offering a seamless way to automate recurring payments, PhonePe empowers users to take better control of their finances while reducing the burden of manual bill payments. This feature not only enhances convenience but also promotes financial discipline and reduces the chances of missing payments. As the digital landscape continues to evolve, innovations like Autopay are shaping a more efficient and user-friendly way of managing our day-to-day financial responsibilities.


What Is The Use Of Autopay In Phonepe?

Phonepe allows you to set up recurring autopay payments. Autopay is a process that allows you to pay your bills and recurring payments automatically and without any extra effort.

Can We Remove Autopay From Phonepe?

Tap your profile picture on the PhonePe app home screen. Tap Top-up under the Payments Methods section. Tap Manage Wallet auto top-up. Tap Remove Autopay and Confirm.

Is Autopay A Good Thing?

Organizing automatic bill payments helps you avoid late payments. Paying automatically (and always on time) helps you improve or maintain a good credit score. Once payments are set up, you don’t have to keep doing the task each month.

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